Overseas Travel Assistance FAQs

Overseas Travel Assistance and Insurance can be purchased by any Indian citizen holding a valid Indian passport. Foreign passport holders may also be eligible, provided they possess a valid residential permit in India along with supporting documentation such as an Overseas Citizen of India (OCI) card, Person of Indian Origin (PIO) card, and proof of income in India. Travel insurance coverage is also available in conjunction with the purchase of Asego Travel Assistance services.

At Asego, we offer a wide range of travel insurance plans designed to support travelers at every stage of life—including senior citizens. Our plans provide coverage for individuals up to 90 years of age, offering peace of mind no matter your destination or purpose of travel. Whether you're going abroad for leisure, business, or visiting loved ones, Asego’s travel insurance helps protect you against unexpected events such as medical emergencies, trip cancellations, loss of baggage, and more. Travel confidently with Asego by your side.

Yes, we offer a range of international travel insurance plans tailored for students, which are accepted by the majority of universities abroad. However, if your university mandates specific coverage requirements, we kindly request that you inform our sales representative at the time of purchase to ensure that the policy meets all necessary criteria. Please note that policy terms, conditions, and coverage are subject to the insurer's underwriting guidelines and may vary accordingly.

Yes, we offer a global "Anywhere to Anywhere" travel insurance policy designed for individuals of any nationality, subject to valid citizenship documentation. This policy is available for persons up to 75 years of age and provides coverage for an initial period of up to 180 days, with the option to extend up to a maximum of 365 days, subject to the insurer's terms and conditions and applicable regulatory guidelines. All coverage is provided in accordance with the underwriting framework and may vary based on individual risk assessment.

In the event of accidental death or dismemberment, benefits are paid to the nominee designated by the insured person. If no nominee is registered, the payout is made to the insured person’s bona fide legal heir in line with prevailing laws. All other benefits under the policy are payable directly to the insured person, subject to policy terms and conditions.